Rest Better Now,

Pay Over Time

Sleep is essential, and investing in your well-being shouldn't feel stressful. Sleepal offers flexible payment options so you can bring better rest home today — and pay at a pace that works for you.

Why Finance Your Sleepal Purchase?

Make wellness accessible — split your payments into manageable chunks.

No impact on sleep — approvals are quick, simple, and designed to reduce friction.

Transparent terms — no hidden fees, confusing jargon, or surprise charges.

Feel the benefits now — without needing the full upfront cost.

Shop Pay Installments

Break your purchase into four interest-free payments made every two weeks.

Perfect for: People who want a simple, short-term way to budget their purchase.

Benefits:

• 0% interest fees

• No late fees

• Instant approval decision

Klarna

Flexible financing from 30 days up to 36 months, depending on eligibility.

Benefits:

• Choose between "Pay in 4," scheduled monthly payments, or financing

• Soft credit check only during prequalification

• Simple mobile app for managing payments

Affirm

Break your purchase into four interest-free payments made every two weeks.

Benefits:

• Spread payments across 3–36 months

• No hidden fees — ever

• You see the total cost before you commit

Afterpay

Short-term split payments with straightforward approval.

Benefits:

• Interest-free (for most plans)

• Easy budgeting

• Quick checkout

How Financing Works

1. Add Sleepal to your cart

Choose the Sleepal Lamp or bundle that best suits your needs.

2. Select a financing provider

At checkout, choose one of the installment providers (Shop Pay, Klarna, Affirm, etc.).

3. Apply in seconds

Fill in a few basic details. Approval results are usually

instant.

4. Complete your purchase

Your order ships immediately— your payments come later, in small, predictable amounts.

How Financing Works

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1. Add Sleepal to your cart

Choose the Sleepal Lamp or bundle that best suits your needs.

Placeholder

2. Select a financing

provider

At checkout, choose one of the installment providers (Shop Pay, Klarna, Affirm, etc.).

Placeholder

3. Apply in seconds

Fill in a few basic details.

Approval results are usually instant.

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4. Complete your

purchase

Your order ships immediately— your payments come later,

in small, predictable amounts.

Frequently Asked Questions

HSA (Health Savings Account) and FSA (Flexible Spending Account) are tax-advantaged accounts that allow you to use pre-tax dollars for eligible health-related expenses. Eligibility and usage rules vary depending on your insurance plan and administrator.

For Sleepal, TrueMed® guides eligible customers through a brief health survey to assess qualification based on individual needs. After completing the process, you’ll receive clear instructions on how to pay with HSA/FSA funds or request reimbursement.

HSA/FSA eligibility depends on your individual situation and your plan administrator’s rules. Certain Sleepal products may qualify when purchased for health-related reasons and approved through the TrueMed® eligibility process.

Eligibility is determined during checkout or by completing the TrueMed® survey.

Yes. If eligible, you can use your HSA or FSA card at checkout by selecting TrueMed® as your payment option and completing the required eligibility survey.

Important: Please use Guest Checkout (not Shop Pay), as Shop Pay may prevent HSA/FSA authorization.

If your HSA/FSA balance is insufficient, you can pay the remaining amount using a personal credit or debit card. Split payments are supported.

If your order contains both HSA/FSA-eligible and ineligible items, your HSA/FSA card will be applied only to the eligible portion. Any remaining balance must be paid using another payment method.

This can happen for several reasons, including:

  • Your HSA/FSA plan does not approve the purchase

  • Insufficient funds in your account

  • Temporary authorization issues with your plan administrator

If this occurs, you may try another payment method or contact TrueMed® or your HSA/FSA administrator for more details. You can also complete the TrueMed® survey to request reimbursement if applicable.

Sleep Well. Pay Comfortably.

Financing shouldn't stand between you and healthier sleep. With flexible plans and trusted payment partners, Sleepal makes it easy to invest in your nightly well-being.

More Questions? Talk to an expert